Cashflow modelling has come back into fashion, says Sam Carroll, who’s an adviser with Talem Wealth.
This is particularly true in Sydney, where a lot of clients are “staring down the barrel of million-dollar mortgages,” as Carroll describes it. “They know they’re going to have to be really clever in how they invest and save so they can afford to buy a home.”
It’s within the younger demographic – usually between the ages of 35 and 55 – where Carroll has been focusing his efforts and where Talem is growing its client base.
